Wipes off your credit report in 7yr.... as NGU...
I'm broke asf. Poor as shit. And no cards have over a 3k balance so I don't have to worry about court or possible wage garnishment according to current laws.
Even if I use my 750ish score for something, I won't be able to afford the payments...
SO WHY DO I NEED IT!?
I don't.
Why work my ass off just to pay bills, just to work my ass off some more?
When I can work less, and get back to stacking real money?