Because you need a certain mindset to make money so others then can bitch about them having nothing and others have money. Well there are some very simple rules and the 1 is DO NOT LIVE BEYOND YOUR MEANS, 2 DO NOT SPEND MORE THEN YOU MAKE (i know it is the same as rule 1 but as simple as that is, it is not simple to follow). Read The Richest Man in Babylon for 7 easy to follow rules. Oh, and do not fall for the bullshit like if you do not spend your money on those who just waste it (socialism and communism).