Much bigger discussion

Ok here goes:

1.think of your lightning wallet as your “bill fold” you carry only a small amount of cash(cash for the weekend, or night out), DON’T KEEP MUCH HERE, like $100 -$200 just like a bill fold, rug pull won’t affect much.

2. Think of your “software” self-custody wallet as your checking account. This could be something like “brave wallet” or coinbase wallet. But must be self custody. Keep a month or so salary here.

3.think of your hardware/cold storage as your savings account. This is your NEST EGG.

If you think that way, fees/convenience dominate the lightning wallet choice. And just like loosing your billfold (it sucks) but won’t affect your destiny.

Features/convenience dominate the “software” wallet. This wallet is self custody and keeps a month or so of working cash. Typically hooked up to an exchange for moving coin in and out, and sending to your LN wallet.

security dominates the cold storage wallet decision (e.g. multi-sig air-gap multi-vender etc… nostr:note1x9jxx7t9c8tht8t2vujcy9znte5dpyl7vt4sqnsag64guymywyksst8ayg