That's hard because of the FinTech apps and other requirements. Switching Curve->CdC (Crypto dot Com) card to EUR on the week days and to CZK on the weekends for the best FX rates. CdC is mobile only app. Not too many places accept Bitcoin yet. Still having to pay the mortgage utilities (water electricity repair) taxes which can't be paid with BTC nor a bank card. It is also easier to scan a QR with the phone to pay with Bitcoin (Lightning) or withdraw the cash via Bitcoin ATM. It's also much easier to take a phone when roaming around than the laptop. Phone is typically more secure Linux device than a laptop. It is more convenient to use the phone for the calls.I would rather use