I’ve got a good little system going.

I get paid weekly from my day job so I do as follows.

Every payday:

- Pay down my 2 bank CCs which have some subscriptions on them, usually under 50 bucks each weekly.

- Pre load the Shakepay account CC with like 2-300 (I don’t buy my btc on Shakepay, swap fees and transfer fees high)

- Send a % to BTC Well direct to cold storage

- Leave only what is needed for mortgage payment in the bank

I think this is about the best you can do without being unbanked