That's going to be more common, when it becomes easy enough to run a LN node on your phone or spool up thin nodes in the next year or two.

'The only practical alternative'... is something that worries me. Why all of a sudden is there just ONE lightning wallet in existence in the entire world in people's minds? Imagine if the whole planet used a single fiat bank. You'd get rugged.

As for now, anyone in a country with decent income levels and stable electricity grid who isn't running their own node, needs to take a good look at themselves.