Lol 
Discussion
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I did repay mine the one time I used it though 😂
For what? It's right in the ToS.
"You have no obligation to repay a paycheck advance"
That one sentence really makes it free money.
(Yeally your giving up some financial data)
To keep using the app, but I don't use it anymore anyway, cause now I get physical checks for payment instead witch don't qualify.
But if you are someone who is paid by a direct deposit account that you can change, you can just keep going to different apps each couple months and get some free money. 😂