I believe the word you seek is usury. 0% usury is optimal but indeed powers realized the benefit of longterm non-zero usury in either positive/negative % directions.

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I’ve just learnt a new word.. never heard it before! 🙋‍♂️ Nostr really is where the signal is at!

Do not go by the modern definition. Ponder over what came before Aristotle's definition of usury and you will see alpha nobody else dreams possible.

Thanks for the wisdom…