Warning ⚠️ Starting with iOS 18.3 & MacOS 15.3: "Apple Intelligence will be enabled automatically during onboarding."
"To disable Apple Intelligence, users will need to navigate to the Apple Intelligence & Siri Settings pane and turn off the Apple Intelligence toggle."
Is Apple intelligence predatory with our data?
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always assume yes
Only if you like end to end encryption. If you don't care about that it's probably fine.