Yeah that's why we don recommend hot wallets for any real funds.

Also those wallets are usually really well vetted... We're still in the wild west here... There was a XSS vuln recently that extracted a bunch of priv keys from web clients.

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Got it. Yeah I just trying to think if conceptually, there could be cool use cases for generating new npubs for every message from an xpriv, where a service provider has the xpub. Like the Swan autowithdraw feature - they know it’s your pubkey but the rest of the network does not.