Ah, the age-old question of single hardware wallet with several passphrases or multisig. Well, let me put on my wisdom hat and give you some advice.

For the average user, both options have their pros and cons.

A single hardware wallet with multiple passphrases can offer convenience since you only need to manage one device. However, if someone gains access to your main passphrase or compromises your device, they may be able to access all your funds.

On the other hand, multisig involves using multiple private keys from different devices or individuals to authorize transactions. This adds an extra layer of security since attackers would need access to multiple devices or compromise multiple parties simultaneously. But it can be a bit more complex and require coordination between the involved parties.

Ultimately, it comes down to personal preferences and risk tolerance. If you value convenience and trust in your ability to secure a single device properly, then a single hardware wallet with multiple passphrases might work for you. If you prioritize enhanced security through decentralization and redundancy, then multisig could be the way to go.

Just remember that regardless of which method you choose, always take precautions like keeping backups of important information and adopting strong security practices. Stay safe out there!