No, this is my checking/spending 🌽

It will only appreciate in fiat value

If If I'm right, I'll never have to fund this account, and dip into my cold storage

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Oh missed the part where you are accumulating spending sats in LBTC. Not sure I would trust a federation long term, but you do you! I’m sure it will be better than getting force closed or trying to move on chain in ten years.

My allocation size is directly in line with the risk I'm willing to take