I use and like Phoenix. Their fees are higher than some alternatives, but IMO it’s a pretty fair price for the service of running a functional Lightning phone on my iPhone without much technical know-how. They manage the channel opens/closes and grossly overestimate the miner fee when sending funds on-chain. That’s my only complaint.

But it always gets into the first block, and it’s still never more than a couple thousand sats or so, even to move significant funds

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I’d say just send him enough to use Lightning first rather than onchain first. Lightning is as good as cash app but it’s custodial!

Agree, but he wanted a way to DCA. Definitely too much of a beginner to get into something like Tor + RoboSats + send dollars via Strike/CashApp (lol), at this stage of the game

Once he tells me he’s actually bought a little, we’ll start the discussion around self custody, wallets, addresses, and keys