Also, it’s obviously not the ONLY consideration, but it’s important.

If I have a good friend, he might be my best friend in the world, we know each other personally and hang out regularly IRL.

I might trust him with my life in some situations, but if he’s a dumbass with technology, eg:

— Uses the same password for everything.

— Leaves his phone unlocked.

— I’m always getting phishing emails from his address because he keeps getting pwned.

Then there’s NO WAY I’m adding him to my digital web of trust.