This is great. I can basically now earn 2 percent sats back on every dollar I spend!
Here is my fold ref link. I think if you sign up with these we both get free sats. This site will tell you all you need to know, but you would sign up for their debit card (free version or spin+) and then pay any ach bills through PayPal using that card. I pay for my credit cards, car, rent that way and earn sats. https://use.foldapp.com/r/3DgRht0h
Discussion
Its an absolutely game changer. Ive almost stacked 10M sats since July