Years and years ago I randomly found myself talking to a salesman about long term disability insurance and some other financial products he had available.

Years later, I'd gotten into Bitcoin. At one point, he and I were talking, as he was trying to pitch me something but I was already into Bitcoin so I explained to him what I was doing and why.

Suffice to say, he didn't get a sale out of me that day but we maintained our relationship. In early 2020, he texted me asking if I had a couple grand he could borrow for a week for some downtown residential real estate investment.

I had no interest in his proposition whatsoever, despite his offering a reasonably lucrative interest payment. My decision was definitely lockdown related, but also Bitcoin knowledge related. So many people want to leave the population dense areas behind now that the idea of buying urban or suburban real estate seems like a bad idea.