I think while gold and silver are decent securities, they are prone to volatility, and completely dysfunctional as currency. I pay for institutional money management because our financial system is corrupt and only the biggest players can navigate those treacherous waters. Granted they give their investors a pittance, and only what they must to avoid unrest and revolt; Bitcoin is the weapon of the people against the tyranny of Blackrock. One must be mindful that currently Blackrock essentially creates the world we interact with financially. As much as I would like to see a purely agorist financial system based on P2P, the establishment will not be marginalized without a struggle, and it holds vast control over people. Bitcoin may rise like a Phoenix eventually, but only from the ashes of our immolated current system. The baby step down the path is, get your transactions off of the ledgers, take your fiat out of the banks.