Here is the crazy part. They aren’t short. I even offered to pay the $200 but they cant justify spending that much and they have it.

One more. Years ago another member got an inheritance. We suggested paying off the house. The interest saved and property value increase would have been 6 times the inheritance. But… ‘They couldn’t bring themselves to hand that much money over to the bank at once’.

Needless to say by making these bad decisions my family has always remained poor.