Your inference is RETARDED, sounds like you are saying Bitcoin is fractional reserve, it ISN'T and anyone that says it is, is willfully ignorant or stupid.

In a fractional reserve system money is lent into existence expanding the supply.

LN and other layer two do have some risk but they do not increase supply by a single sat. In fact they REDUCE SUPPLY by tying up sats for liquidity.

It sounds to me like you have been listening to shit coiners.

If you disagree fine, I am an open minded man. Explain to me how any BTC layered solution increases the monetary supply of BTC. Go ahead.