Congrats on your child! 💜🙏🏻 Mama of 5 here with a 1 year old as well. One is such a fun age!

I'm happy to tell you you're overcomplicating this. This is all about maintaining control of your RSS feed, the source of truth. As long as it remains in your complete control, your music will never be censored or rugpulled and anything can be updated at any time. Plus, you can put in unlimited value splits that go straight to the contributing artists.

There are some free or cheap hosting options but yes they are third party dependent. You can self-host but that's a different adventure for a different note.