Apple is toeing the line with the US government's cynicism. Somebody up there, suspects or knows, that zaps can be used to transfer value. It doesn't matter how much. To them it's a threat. When reviewing wallets for walletscrutiny, I've noticed a trend with most "compliant" exchanges. They are playing catch up with a slew of regulations. Previously it was just KYC. Now, they also include in their terms, AML-FATF, terrorism funding, and other issuances. It's primarily because of the war in Ukraine + the onslaught of Fentanyl in the US. Many of these are transacted via crypto using unconventional means.

TLDR: US government going all out to control any value transfer because of Ukraine war and Fentanyl.

I subscribe to chainalysis newsletter.