Replying to Avatar Meyer

I do have fold+

Without auto conversion I don’t have any qualifying transactions to make me eligible for bill pay (ACH) rewards

I don’t use the fold debit card (use my Chase sapphire for day to day purchases), very rarely buy gift cards and none of my bills are payable via the PayPal bill pay hack anymore

Open to any ideas/suggestions though
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Dan 11mo ago

Idk I use the debit for everything. Are Your rewards from chase better than the long term (5-10yr) rewards on sats

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Meyer 11mo ago

I like getting a free 30 day float on spending and generally spend my points within a year or two on vacations as I get 1.5x extra to redeem through chase travel

Will likely shift some of my spending over to the fold credit card to earn some sats for long term savings but will still spend and earn fiat points so I don’t need to sell as many sats to take vacations