Or you can use pix2pix to use instructions how to change the image (no guarantee it will always work)
-image-to-image 
-prompt make her a ghost -model pix2pix
You can use vendata.io now for this. Just make an image generation job and feed in 2 inputs, url to image and a text prompt like here.
https://vendata.io/jobs/note1qgatcl3prfyjtmd6xmx0hauw78wsptx63ulfs0j3p3s6u4skzqvsygz2ta
Or contact nostr:npub1cc79kn3phxc7c6mn45zynf4gtz0khkz59j4anew7dtj8fv50aqrqlth2hf with
-image-to-image urltotojpg -prompt in style of Disney cartoon
(or whatever)