i pay $1000/year for #xapo account... i think i prefer the sting in the start than in the end... the governments and the banking cartels leavy heavy, inflated monopoly prices on banks that dare to dabble in bitcoin, so it costs more, but i think thtis is always how it is at the beginning of a new industry, the new tech always is more expensive, but i think that before it was mostly just one rug after another (wirex, binance) but xapo has been legit for me the two years i've been subscribed to them

but you definitely ain't gonna be able to afford one without at least a part time senior dev wage