That is why true adoption is happening in countries where banking services are lacking.

Telecom services are insentivised to spread network coverage while banks centralise as de facto lobbies around capital markets and government institutions.

There is no monetary insentive for banks to bank the unbanked because they are poverty stricken. Who cares about the poorest of the poor right. All the big flashy cars and buildings centralise around power which centralises around control of natural resources.

Bitcoin is ready to serve all who want to be served. The third world leapfrogs while the priviledged are blind. It is a bit of a distribution mechanism in the game theory of bitcoin.

Pain in the economy is relative. Even slight changes can trigger discomfort. You find that the Aussie lady cannot afford to get get her hair permed this month, next thing she is studying Bitcoin and buying shitcoins starting her journey to getting rugged like most noobs.

Learning economics through reality. She becomes the african glass bead trader she always laughed at.

It's a beautiful cycle.