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I dont think its just a skill issue. The spec on BIP39 passphrases is really loose. There is no standard length max or character set. Passphrase input on a hardware wallets is usually tedious and feels like an afterthought. It needlessly increases complexity in an heir recovery scenario, and there is no standard descriptor to indicate that there is a passphrase in play.

Derek Ross 5mo ago

That's still an issue of them not understanding what they did when they applied a passphrase all those years ago. If there was more education, which I feel that I've seen now on some wallets, then this person might have struggled as much.

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Discussion

Rich Nost 5mo ago

The problem is that in a posthumous recovery scenario, the surbiving heirs have no standard to help them understand that the seed needs a 25th word. The person that has to remember that they set up a passphrase is dead.

Derek Ross 5mo ago

Perhaps then the owner would need to educate the heir on how their wealth is stored.

Rich Nost 5mo ago

Or just not complicate the matter with a passphrase with loose specifications.

Derek Ross 5mo ago

I see multi-sig as an even more complicated endeavor.

Rich Nost 5mo ago

At least multisig has well-defined descriptors in the eventuality that the heirs hand over the task to a professional.