The first state is the opposite of the second statement, and yes it's already happening it's much easier to acquire Sats 7 years ago than today because #Bitcoin is also a function of time in fact #Bitcoin is a time machine monetizing our time that is finite just like Bitcoin is. Regarding work and companies, they won't even think much about the 21M cap you talking about too busy but it will be easier to run a business that provide real value to society without having to worry about rising rates, central bank manipulations, price contol, inflation, employees asking more money to survive,..
And for most of us we already live in a Bitcoin standard it happens gradually.