Valid point & credit cards are a better protection than debit cards for daily spending.
Fold is better for things like Mortgages now if used as a bank payment. IMO.
The amount that has to be spent to get anything meaningful on Fold is very high. I wish it was better.
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You should have seen it in the early years. A majority of the 20m sats my wife & I got back on fold were from pre-2023.
Stacking was amazing then.
That’s great!
It seems that the payouts are smaller and more constrained……
It has to be sustainable and I get that……
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