The point is that it's an overly simplistic view of the way money functions
Discussion
The point is that physics bounds the possible outcomes.
It doesn't stop stupid people from jumping out a window, the floor just bounds where they will end up
"It doesn't stop stupid people from jumping out a window, the floor just bounds where they will end up." 🤣
I seem to be missing some messages, so not taking a side, but this is a nice turn of phrase