ned flanders was actually correct on this one and the existence of the derivatives market proves it
nostr:npub1p3wdryc49wzrw7wwgavrudtq3rd8n5ja7yaw2z8m59gkjmayfvgqyedrgj
Insurance removes a duty to avoid crisis, and so people externalize that to society.
You make a good point here.
Discussion
nostr:npub1ya7zhy8kzpnplh9d8qvusf57wc82y35rckt0q2q7r4kl9ecayp6qk33nh4 nostr:npub1p3wdryc49wzrw7wwgavrudtq3rd8n5ja7yaw2z8m59gkjmayfvgqyedrgj
Anything that is a gamble invites speculation.
Humans are lottery monkeys.