I’m not quite following your point, if you care to expand I’d be happy to respond.
To try and address your post, I don’t believe anyone has the right to have a monopoly on money. We should end centralised banking. No one should be able to spend someone else’s money without their consent. Roads and hospitals existed before government funding. The 19th century was one of the most charitable (i’m not against voluntary charity, but I consider “government charity” evil because it is not their money to begin with) era’s in human history. Think of all the great libraries, parks, hospitals and museums funded by the wealthy as gifts to the public. I’m not saying every single one of them was given with benevolent intent, but since becoming more socialist in the early 20th century (both the USA and the UK), how many of these sorts of things have been gifted to the public? When you force people to be charitable (which i no longer think is charity, just theft) they become less willing to help and resentful of thos that call for their heads to be removed from their shoulders. Which is nearly every so called altruist socialist i know.