That's true. We're solving this friction from the user side, not the merchant side. Our tools are for someone who wants to live on Bitcoin, yet has to pay in fiat in 99% of the cases.

However, the idea is that if more people would move onto the Bitcoin standard because of convenient tools like wavecard, then more people would also try to "orange pill" the merchants to accept Bitcoin natively, as it's obviously even more cheaper, more private, less intermediaries, etc.

It's a bit of catch-22 problem between merchants and shoppers. But our thesis is that it's very unlikely that the adoption will come from merchants first, and then onto people. It has to be from people who get in the habit of paying with Bitcoin one way or another and then merchants will eventually flip.