So they’re offering financial incentive to have a bank account. I’m not from Argentina, but I think you should sit down and compile a list of reasons your government would do that. Imagine the possibilities ranging from profit through eventual client mismanagement all the way to enforced adoption of a CBDC. I’d guess it has something to do with citizen registration and control ultimately, and in the short term, profit for them by offering loans, and high interest financial instruments. Personally I would, and do routinely pass on such offers.