I feel like the CC would be overkill for my personal needs currently, but at the same time I know it’s really future-forward thinking security, so the debate is endless in my head lol.

I def get that - I often have tried to figure out the key to that based on previous backgrounds, but the landscape is always changing that I feel like always playing catch up myself lmao. I’m hoping one day I’ll be informed enough to comfortably onboard others.