The problem with allowing nons to finance a burrito bowl is they lack the intellect to know it’s a bad financial decision. And by the time they’ve realized it, they’re buried so deep in debt that they can never climb out of it.
This is usury. And usury is a sin.
Very good point made here!
Even to understand the concept of compounding interest requires an IQ of at least 90. About one quarter of Americans have an IQ lower than this, yet that is the precise quartile that ends up financing their burrito bowls.
Next up, Klarna signs a deal with Ozempic makers
