You can setup a simple node, ie with only one channel to WOS, you can send and receive through their wallet. You don’t have to worry about channel management and can just use it to spend. You can move extra funds to your node for safekeeping when needed

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This still makes no sense. You can just send directly from your own node without ever using their wallet and having them custody anything. One channel is enough . If you don't have liquidity to receive directly then you wouldn't be able to send sats back to your node from that channel. If you do have liquidity then you never needed to use them in the first place.

And again, not everyone can have a node with on-chain channels so doing this round about thing you're talking about is moot anyway to the point I'm making.