Have you had a good experience with Fold?

I tried it once about 6 months ago and after my account was created and my fiat bank linked they closed my access to fold because of some unknown reason. They then refused to elaborate on the issue. Or explain it to me further.

Since then I have not tried to use fold nor have I suggested it to people.

I'd love to hear your take though?

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I've been using it about 6 months. I haven't heard or had any issues.

Okay, good to know maybe I will give it a second chance

Several people I talked with didn't like the fee to transfer money into it. I always do the free option that takes 1-2 business days. I normally put about $500 at a time and reload when I get down to about $100. I don't use it for everything, because I have a lot of business expenses that I put on my credit card. If I didn't have that I would use it for everything.