1923: hey babe, I know I got hired only last month, but I bought this 2 stories house for us and for our future 4 babies that I will sustain with only my paycheck. You only live once, right?

2023: hey babe, should we ask for a 50k loan at a 6% interest rate to buy a van for us to live in and maybe our dog? It'll be a struggle, we'll starve for a bit, but hey, you only live once. Besides, I don't have 3000$ for rent this month.

Wtf happened in between?