The policy solution is not to distort the market w/ perverse incentives, but address the underlying issues:

- Unaffordable housing fueled by money printing & low rates

- A financial system that discriminates against minorities

A return to sound money and a parallel, open financial system that doesn't red line / discriminate is a â‚¿etter solution

https://www.newsweek.com/biden-raises-costs-homebuyers-good-credit-help-risky-borrowers-1795700?amp=1

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Brilliant, let's penalize the responsible people. smh