UPDATE: As someone who, as of yet, has very few practical use cases for lightning (zapping aside) - but am hopeful that will change somtime in the near future - I have decided, in the meantime, to opt for a liquid solution - so that I don't have to worry about actively managing channels and/or ark/spark utxo's expiring, etc. (*I plan to swap funds to cashu as makes sense for more 'micro' activity - such as zapping)

As such, I am going with nostr:npub18ull0tdnj9vugtq259k48szg80al44ta7g4fa85nvj3svaq7kt8s9udcl9 wallet, for now - which, as I understand it, has the nostr:npub1psm37hke2pmxzdzraqe3cjmqs28dv77da74pdx8mtn5a0vegtlas9q8970 built right in. So far so good! PS. the RecoverBull encrypted seed phrase vault is pretty sweet, too!