Muun isn’t real lightning. They use submarine swaps.

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oh. Dang. Is that good or bad? Layman terms plz

Depends on your perspective. Your funds are kept on chain in muun which is why you got the notice above about fees being too high. But because of this they’re able to make the wallet non custodial. Here’s their simple explanation: https://blog.muun.com/lightning-payments-easier-than-ever/amp/