Best overview of FedNow I’ve found so far, if from a ‘crypto’ channel.

TL;DW:

- FedNow is absolutely the base-layer for a future ‘programmable token’, people who think otherwise are mistaken.

- The timeline is in phases, and the timeframe for each phase is not decided.

- Machine learning will be implemented to monitor, limit & control transactions instantaneously and w/o human intervention.

- SVB & Signature were probably targeted because they already used a similar & potentially competing system.

- Tether has a target on its back.

https://www.youtube.com/watch?v=YMwtBVwRQi0

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