Conversation with my bank.

Me: I have to withdraw “x” money to buy “x” thing and I can't because you have a lower and lower limit on transfers.

Bank: We can increase the limit but don't you think it is convenient to borrow money to buy “x” so you don't decapitalize yourself?

Me: I don't see it convenient to apply for a loan if I have the money, I see it as stupid, I just want to be able to withdraw my money.

Bank: Are you sure, sir?

Me: Of course, capitalism, savings and hard work.

Bank: We will have to ask the branch manager to extend the limit.

Me: Then I want to cancel my account.

Bank: Okay sir, let me see what I can do, you already have the extended limit.

I think using lightning is easier.