A CBDC is a surveillance tool and has no place in a free society. It will lead to negative interest rates, expiring money, spending allowances linked to gov policy and ultimately a social credit score.

1) Introduce CBDC,

2) Phase out Cash,

3) Impliment negative interest rates,

4) Restrict access to those approved,

5) Monitor spending and give allowances & penalties to model behaviour,

6) "Expire" your money / freeze you out if you dont conform.

#Bitcoin fixes this.