I would consider myself lucky.
Even before i started having grey hairs it was already receding from the front. I think it was early twenties.
Decided to start trimming it short but when i became a dad early thirties and i saw many a picture where i was holding the baby while looking at her revealing my scalp i decided it was time for the razor.
I did it and i was shocked at the improvement. Felt absolutely liberating!
Fuck hair! Embrace shaving!