No one will ever be priced out. Fees are high because of inscriptions. Once their money runs out will be back to 2 sats per transaction.

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but fees will be high in the future. much higher than today. you don't think so?

They 'need' to be, so I hope they are.

That said, I don't think 1btc utxos would likely ever become 'stuck'

No

That's a problem for 2140. I'll be long gone by then that's their problem.

Fees will be slightly higher, but they're gonna be higher like you think.