It’s not stealing if they have options. It’s voluntary.

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I think it’s a type of stealing because people who buy sats with Apple Pay probably don’t realize they’re getting fucked over on the exchange rate.

I thought everyone using Apple knew they were paying a premium for absolutely every monetary transaction. It's clearly advertized, isn't it? Or is it hidden away and inscrutable just like the application management settings or the back button? I hate Apple with a passion lol!

Define “everyone.” Most people just scroll down and click “Accept.”

They still consent. They had the option to read the damn thing as well as to not accept or buy the thing in the first place, and to return it. Better that than being believed to have signed a social contract which was never brought before you and given no way to leave but by extremely costly travel to a foreign land.