xapo bank wants people to hold 2 whole coins in their xapo accounts, which require a mobile phone

i guess if you have a two whole coins you can probably have two phones but that's pretty wild... 2 whole coins accessible via a 6 digit pin on your mobile phone

i guess their revenue projections aren't panning out, they are also raising annual fee rate from 150 to 1000 USD

i'm like, uh, no way if i had 2 whole coins i'd leave them on a phone, damn things would be stored on an offline key backed up on two titanium steel plates protected by passwords, and i'd dip into em no more than every 3 months