Are you prepared to put up twice as much bitcoin as your loan amount as collateral? And then are you prepared to put up even more than that to keep your loan healthy when the Bitcoin price dips hard unexpectedly? I’m not saying don’t take a loan against your sats, but think long and hard before you do it. Exhaust other financing options, and if it’s for something relatively small just spend a few sats and enjoy not having that debt weighing on you.