Why hasn't anyone built it yet?

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I'm still in the camp that its impossible to build into mint options and/or ecash wallets

Would be glad to be proven wrong

You would click receive, You would click lightning and the mint would return to you a lightning invoice or say send x amount to this Bitcoin address.

At the same time an invoice is generated, that invoice is also used with bolts API to make a swap from on a chain. Boltz will return an amount and address. So then the wallet could provide both the lightning invoice or the on-chain address with the amount to send.

Yup that's what I want